This cold cloudy weather (yes, for Floridians, anything below 70 is the arctic freeze) makes me want to deep fry or bake. I haven't made banana bread in a while, but I was out of bananas. But had Gala apples. And decided to replace bananas with apples. I knew it would be a bit dry as bananas provide a lot of moisture in the bread, and I ended up using about 3/4 cup of milk in the recipe. I could have used apple sauce (which I didn't have), or apple juice which I did have, but for some reason milk sounded good. And the bread turned out rich, moist and delicious! This is the same recipe for my eggless banana bread which I tweaked to use flax meal for eggs. The banana bread doesn't use any flax meal and I simply leave out the eggs.